Terms of Use

Last updated: July 2026

Estimates, not advice

Everything on Freelance Money Tools — calculators, articles, FAQs — is provided for general informational purposes only. It is not tax, legal, accounting, or financial advice, and using this site does not create any professional relationship. Tax outcomes depend on your full personal situation; consult a qualified professional (CPA or enrolled agent) before making decisions.

Accuracy

We work hard to keep IRS figures current and formulas correct, but we make no warranty that results are accurate, complete, or up to date. Calculators intentionally simplify (for example, assuming a single filer taking the standard deduction). See our data sources & methodology page for citations, assumptions, and known limitations.

Limitation of liability

To the maximum extent permitted by law, Freelance Money Tools and its operators are not liable for any loss or damage arising from your use of, or reliance on, this site — including tax underpayments, penalties, or missed deductions.

Acceptable use

You may use the calculators freely, including for client work. You may not scrape the site at abusive volume, attempt to disrupt it, or republish substantial portions of its content without permission.

Changes

We may update these terms as the site evolves. Continued use after changes means you accept the updated terms. Questions: contact@freelancemoneytools.com.